HDFC vs ICICICI Bank - whos best

I have shared different work at home jobs opportunities here at my wort at home jobs online blog. Google adsense is one such opportunity and best way of making money online without requiring to spend a single penny. Now you must be thinking title of this post is regarding two banks HDFC and ICICI then what is need to do with google adsense.


So comming to the point, I just want to share with you that I found HDFC bank best for google adsense publishers particulary Indian adsene publishers. I used to submit my google adsense check to HDFC bank and for a change I visited ICICI bank, to my utter surprise they asked me to fill one form for forex and reason of google adsense check etc alongwith other facilities like signature verification. Whereas in HDFC bank using google adsense check is same as that of using any national ot international check.

Just recommend HDFC bank to all...

Microsoft, Google and Yahoo still hiring in India

Global majors like Microsoft, google and yahoo may have decided to trim there workforce world wide to cope with economic turmoil, but these entities do have opening in India. Interestingly companies are cutting jobs in India too, even as they have hiring plans in the country.

For instance, software giant Microsoft said it would create employment opportunities in tune with the growth of Indian economy. Few month ago search engine giant Google unveiled plans of trimming as many as 2000 job cuts in sales and marketing operations worldwide. Nonetheless the company is hiring 20 positions in engineering, finance and software.

Internet entity Yahoo too would be slashing its employee strength as parts of its efforts to bring down costs. At the same time the company has over 100 vacancies in India according to the website.

Source: The Tribune

Michigan's April jobless rate was highest in US

Forty-four states lost jobs in April, led by California where employers slashed 63,700 positions, as the recession took a further toll on U.S. workers.

Trailing California in over-the-month job losses were: Texas, which saw 39,500 jobs vanish; Michigan, which lost 38,400 jobs; and Ohio, where payrolls fell 25,200, according to a U.S. Labor Department report issued Friday.

The few winners included Arkansas and Montana, followed by Florida -- a dose of good news for a state that's been battered by the housing collapse.

California's unemployment rate dipped to 11 percent last month, fifth-highest in the country. Michigan's jobless rate was the highest at 12.9 percent, followed by Oregon at 12 percent, South Carolina at 11.5 percent and Rhode Island at 11.1 percent.

As the recession eats into sales and profits, companies have laid off workers and turned to other cost-cutting measures, such as holding down hours and freezing or trimming pay.

Since the recession began in December 2007, the U.S. has lost a net total of 5.7 million jobs. The nationwide unemployment rate now stands at 8.9 percent, a quarter-century high.

Federal Reserve Chairman Ben Bernanke and some economists hope the pace of layoffs will moderate as the recession eases its grip and likely ends later this year.

But even if employers reduce firings, the nationwide unemployment rate is expected to hit double digits by year's end. Employers won't be in any mood to ramp up hiring until they feel confident that any recovery has staying power, economists say.

In Friday's report, Arkansas and Montana tied for the biggest over-the-month payroll gains at 1,500 a piece. They were followed by Florida, which saw an increase of 1,300 jobs.

On the hiring front, North Dakota again registered the nation's lowest unemployment rate -- 4 percent. It was followed by Nebraska with a 4.4 percent jobless rate, Wyoming at 4.5 percent and South Dakota with 4.8 percent.

In another bit of mildly encouraging news, the Labor Department reported that mass layoffs -- job cuts of 50 or more by a single employer -- dipped to 2,712 in April, from a record-high of 2,933 in March. Still, more than 271,000 workers were fired in last month's cuts, more than double the total from April 2008.

Layoffs in manufacturing, construction and retail are common threads running through the states with the highest unemployment rates. Another thread: difficulties faced by South Carolina, Michigan, Rhode Island and other states, to lure new types of companies to help cushion the loss of manufacturing jobs and retrain laid-off factory workers for other kinds of employment.

Nearly 6.7 million people nationwide are drawing state unemployment insurance, the highest on records dating to 1967, the federal government reported Thursday. The crush has exhausted unemployment funds in California, New York and elsewhere, forcing them to tap the federal government for money to keep paying benefits.

States are hurting as the recession cuts into revenues.

Saddled with a $21.3 billion budget deficit, California Gov. Arnold Schwarzenegger has said thousands of state employees must be laid off and billions of dollars must be slashed from the budget. His administration has started sending layoff notices to 5,000 state employees with the goal of cutting the general work force by 5 percent.

Since December, California has led the nation in monthly job losses, according to the U.S. Labor Department.

Against that backdrop, Californians' personal income fell statewide for the first time since 1938, leading to a sharp drop in tax revenue.

One in every 138 California households received a foreclosure filing last month, according to RealtyTrac Inc. That was the third-highest rate in the country behind Nevada's one in every 68 households, and Florida's one in every 135 households.

If California tries to borrow more to help pay its bills, it will be costly. The state has the worst credit rating in the nation. The state treasurer's office estimates that California would pay an extra $500 million to $1 billion in lender fees on a $15 billion short-term loan.

Source: http://finance.yahoo.com/news/Michigans-April-jobless-rate-apf-15331481.html

Jobs that can earn you 50 dollar per hour

50$ per hour jobs: Yes think of the job that can earn you 50 dollars an hour 5 to 8 hours of work and you are earning 6 figure salary. Below are the jobs that can earn you 50-$ per hour:

Pharmacist
Earnings (2007): $48.31/hour $100,480 salary

Actuary (Management & Technical Consulting)
Earnings (2007): $51.48/hour $107,080 salary

Marketing Manager
Earnings (2007): $54.52/hour $113,400 salary

High School Principal
Earnings (2006): $44.70/hour $92,965 salary

Petroleum Engineer
Earnings (2007): $54.75/hour $113,890

Search Canadian Business with Canada Business directory

Are you a small, medium og big business located in Canada and looking to promote your business online or are you individual, company looking for searching best business provider located near you? Just visit largest Canadian Business Directory and you can locate virtually any service provider in Canada, get there contact details and get there services easily and quickly from your hme or office. Also small or big business can get maximum exposure by lisitng at CDNpages. For more information visit http://www.cdnpages.ca

Best job in world on paradise island Australia

An Australian state is offering internationally what it calls "the best job in the world" -- earning a top salary for lazing around a beautiful tropical island for six months.

The job pays 150,000 Australian dollars (105,000 US dollars) and includes free airfares from the winner's home country to Hamilton Island on the Great Barrier Reef, Queensland's state government announced on Tuesday.

In return, the "island caretaker" will be expected to stroll the white sands, snorkel the reef, take care of "a few minor tasks" -- and report to a global audience via weekly blogs, photo diaries and video updates.

More at http://news.yahoo.com/s/afp/20090113/od_afp/lifestyleaustraliatourismoffbeat_20090113032028

Britishers may loos 60000 jobs in 2009

As many as 600,000 people could lose their jobs in Britain next year, making 2009 the worst year for unemployment since 1991, personnel experts warned on Monday.

The Chartered Institute of Personnel and Development (CIPD) said a widely-expected recession would bite hard in Britain next year and could push unemployment close to the three million mark before the economy begins to recover.

"By the end of 2009 the number of people unemployed and actively seeking work will have increased to 2.8 million, one million above the autumn 2008 figure," John Philpott, the CIPD's chief economist, said in its annual Barometer Report.

read more at: http://in.news.yahoo.com/241/20081229/1265/tbs-6-00-000-british-jobs-to-go-in-2009.html

Economic crisis cause 9100 job layoffs in Microsoft

Yes its right worlds number one software company Microsoft is also hit by the downfall in the world economy at this point of time. And due to these facts Microsoft has been asked to cut its workforce by 10% i.e around 9,100 employees. This suggestion is to suggest the industry that profits are more important than revenue in such situations.

Predictions are there that company should announce some major layoffs in January 2009. Although company in on hiring freeze for quiet a time since October due to economy crisis.

Goldman CEO, 6 others miss 2008 bonuses

Goldman Sachs Group Inc said on Sunday its Chief Executive Lloyd Blankfein and six other top officials will not get bonuses for 2008.

Blankfein, Presidents and Co-Chief Operating Officers Jon Winkelried and Gary Cohn, Chief Financial Officer David Viniar, and three vice chairmen -- J. Michael Evans, Michael Sherwood and John Weinberg -- asked the board's compensation committee Sunday morning that they not receive a bonus, spokesman Lucas van Praag said.

The compensation committee met and agreed, Praag said.

The executives will only be eligible for a base salary of $600,000 each, the 'Wall Street Journal' reported.

Last year, Blankfein made $68.5 million, Winkelried and Cohn got $67.5 million, and Viniar got $57.5 million. The compensation of the other three was not disclosed.

New York Attorney General Andrew Cuomo said Goldman had taken "an important step in the right direction."

Last month, Cuomo warned Goldman and eight other banks getting US government money in the first round of capital injections under the $700 billion Troubled Asset Relief Program that using the funds for bonuses might break state law.

"This gesture by Goldman Sachs is appropriate and prudent and hopefully will help bring Wall Street to its senses," Cuomo said in a statement on Sunday. "We strongly encourage other banks to follow Goldman Sachs' step."

Goldman's move comes as the global credit crisis leads to big losses and erodes profit for banks and securities firms.

Banks worldwide have fired more than 150,000 people since the crunch began. Goldman recently fired 3,200 employees, or 10 per cent of its global workforce.

Goldman became a bank holding company regulated by the Federal Reserve in September, along with Morgan Stanley, after Lehman Brothers failed, Merrill Lynch agreed to be bought as financial markets went into turmoil.

On September 16, Goldman posted a 70 per cent drop in quarterly profit, its biggest earnings decline since going public in 1999, as the worst market slump in decades led to weaker-than-expected revenue.

Several analysts expect the company to post a fourth-quarter loss, which would be its first ever as a public company.

Its shares are down 69 per cent so far this year.

Citigroup to cut up to 50,000 jobs - CNBC

NEW YORK (Reuters) - Citigroup Inc plans to cut up to 50,000 jobs, CNBC television said on Monday, as souring economies and global credit conditions cause the U.S. bank with the farthest reach worldwide to retrench.

The cuts are on top of the roughly 23,000 jobs Citigroup has already slashed this year, and would leave the second-largest U.S. bank with about 300,000 jobs worldwide.

Cuts are expected to come from layoffs, the sale of units and attrition, CNBC said. Overall capital expenses may decline as much as 20 percent, and cuts are expected to be deep in investment banking, it said.

Citigroup did not respond to a request for comment.

According to the Associated Press, Chairman Sir Win Bischoff said Monday at a Dubai conference, "What all of us have done, and perhaps injudiciously, we've added a lot of people over ... this very benign period."

The cuts are Chief Executive Vikram Pandit's most dramatic move yet to restore profitability and bolster a sagging share price. Last week, Citigroup's stock fell into the single digits for the first time since Sanford "Sandy" Weill created the company in 1998 from the merger of Travelers Group Inc and Citicorp.

Pandit became chief executive last December and has faced much criticism from investors and others for failing to implement a workable turnaround plan for Citigroup.

The New York-based bank has lost more than $20 billion in the last year, hurt by bad bets on complex and risky debt, often tied to mortgages. Some analysts say the bank might not be profitable before 2010.

Pandit was holding a "town hall" meeting for employees Monday morning to discuss the bank's plans.

Shares of Citigroup have fallen 68 percent this year, leaving the bank with a market value of only $51.9 billion, barely twice the $25 billion of capital it received from the U.S. Treasury Department's bank bailout plan.

Citigroup was built principally by Weill, who ceded control to Pandit's predecessor, Charles Prince, in 2003.

Analysts believe Citigroup never invested enough in technology or to make the bank's parts work well together.

Its geographic diversity, including operations in more than 100 countries, is now also working against it as customers in such countries as Brazil, India and Mexico find it harder to keep up with their bills.

At the same time, Citigroup's ability to grow at home is relatively limited. Last month, Wells Fargo & Co derailed Citigroup's attempt to buy Wachovia Corp and its $418.8 billion of deposits.

work at home writing jobs

work at home jobs for writers: Writing jobs are one of the most popular and best paid jobs for work at home jobs undertakers. below is the list of few writing related jobs websites u can take from home.

Book Editing Associates - Freelance Editors

Basic requirements include 5+ years of editing experience as well as a track record of published books (not self-published) that you have edited.


CyberEdit Inc - Freelance Writing Jobs

See the "Jobs" page for current Freelance Writing & Employment Opportunities.


EditFast - Freelance Editing, Proofreading, and Writing Work

Looking for skilled freelance proofreaders, editors, and/or writers. Read through the website to see how the EditFast system works.


Freelance Writing - Freelance Writing Jobs

Links to various databases, newsletters, and feeds for anyone looking for freelance writing jobs.


Journalism Jobs - Media Professionals, Writers, Editors, Reporters

Search the jobs section and select "telecommute" under location or "freelance" under status for best results.


Professional Support Services - Proofreading Jobs

Seeking Independent Contractors to work from home. Must have a minimum of three years verifiable proofreading experience.


ProofreadNOW - Proofreaders

Seeking highly proficient English editors. Must pass their entry-level test to get an invitation to take the formal test.


Rowman & Littlefield Publishing Group - Freelance Proofreaders and Copyeditors

To be considered for proofreading and copyediting work at RLPG, all freelancers are required to take their standard tests.


SunOasis Jobs - Jobs for Writers, Editors, and Copywriters

Various writing, editing, and copywriting jobs listed. See the "Job Postings", "Freelance Jobs" and "Online Jobs" sections for best results.


WordFirm Inc - Freelance Writers, Editors, Indexers, and Graphic Designers

Apply for any freelance position by completing the online application.


Writerfind - Freelance Writers

Work from home trendz - Organisations allowing work from home

Yes new trend has begun with companies preferring to hire work from people for certain jobs rather than hiring full time or part time employees. According to a recent survey conducted by Workplace Employee Relations Survey
one out of eight companies permit there staff to work from home.Most of the staff that is allowed to work from hoe includes non-managerial staff.

Few of the highlights of the survey conducted are:

* 9.1 per cent of workplaces reported that more than 5 per cent of their workforce worked at home on a regular basis.

* 35 per cent of employees in workplaces that allowed working at home were in managerial or professional grades compared with 22.4 per cent of other workplaces, and skill levels were much higher in workplaces that permitted working at home than in those that did not.

* around a fifth of workplaces that offered their employees the opportunity to work at home were in business services

* larger establishments are more likely to allow home work(for example those allowing it have an average of 98 employees compared with 57 employees for those that do not); and

* employers that allow working at home are also more likely to have other flexible working arrangements in place (such as parental leave, term-time working and job sharing).

Real work-at-home jobs : Home based call center jobs

For those who can’t spend time for full time jobs, computer and high-speed Internet access can provide a mean of a better paying job with the flexibility and convenience of work hours and career.

One such work from home business opportunity is call center at home. Yes you heard it right you can work as customer care professional from you home and earn a handsome amount. You must have heard about lots of customer care work being outsourced to countries like India, Pakistan and China etc. But very less is heard about home based call center jobs. Now a days lot companies are routing their customer-service calls to home-based call-center workers. And according to recent surveys number of home based call center workers has increased three times and around 670,000 phone agents in the United States and Canada now working at home.

People are earning more than $2,000 a month working 30 to 35 hours a week from home with shifts as short as 30 minutes.



You may search for home based call canter jobs for more information. I would post about some pints to take care while undertaking home based call center jobs in next post.

Home based jobs: Tips for self employment

Working at a job where you are self employed can be a real life enhancer. But there are certain things you have to do to be successful over the long term.

The most important thing is you have to be self motivated.
You need to be the one to drive yourself. Most people are not self motivated enough to be able to work a job where they are self employed. They need to work in a set frame work with a supervisor managing them and assigning them duties. When you are self employed there usually is no one there to scold you if you are late getting started. You are often responsible for a job in its entirety. It can be a lot of responsibility. If you don't perform well you will not be employed long. There is far less lenience than in a conventional job.

One of the best ways to stay motivated is to set goals for yourself. You need to think of things that appeal to you and make you happy. For example many people are motivated by money. Money is a great tool that can give you many choices and flexibility. But for some people it might be having time off. If you love to golf or just want to spend time with your family planning a day off or several days off might be a great incentive. Whatever motivates you is what you should choose.
Once you decide what motivates you set it as your goal. Then determine what you need to do, defined by some level of job performance, to achieve your goal. For example, you may say that you want to take a four day weekend with your family and go somewhere fun. You tell yourself that if you finish your current project before deadline and secure another assignment that you have earned this reward. This way you will have something to work for.

You have to be Organized.
Because you do not have a well oiled infrastructure to work within when you are self employed it is critical to be organized. If you don't have anyone working with you that can help you then take advantage of outside services. For busy people, there are many inexpensive services to help you stay organized. Voice Mail, secretary services, full service copy centers such as Kinko's and much more. If you are a do it yourselfer, there are plenty of software programs that can help keep you organized like Microsoft Outlook for example. Programs like this will let you set your calendar and will actually come on and remind you of meetings and important events. You can also store phone numbers, email addresses, fax numbers and much more in easy to access files. Having a sophisticated digital answering machine and email can help you with ensuring you always get your messages and makes it easy for people to communicate with you. In addition, you should consider having a fax machine. You will almost certainly need a computer that is linked to the Internet with email capability.

Aside from technology there is good old fashion filing systems. You want to keep a calendar and a good filing system. Be sure to keep all your receipts if you are employed as an independent sub-contractor. When in doubt keep it, and keep it for seven years.

You have to have Self Discipline.
One of the most important keys to success in working independently is having self discipline. If you work on your own and particularly if you work at home there are plenty of distractions. You usually will not have a supervisor checking up on you and guiding you at your work space. You will have to set your own schedule and maintain it. You will have to get organized and stay organized. You will have to return your phone, fax and email messages. Part of staying disciplined is focusing on a goal. If you have something to motivate you it will help keep you on track. Part of being self disciplined means following through.

You have to be dedicated.
Finally, you have to be dedicated. Being dedicated means that you are committed to your employer to doing the best job you are capable of. That you will get the job done even when there are obstacles in your way. You don't give up easily, that you have persistence. Being dedicated and hard working is often the top quality looked for by employers. If you are dedicated you can be sure you will never be out of work. This is a critical element of success.

Article source: http://www.workathomeincome.com/tips.htm

Finding a Legitimate Online Data Entry Job - Work at home Jobs online

There are a huge number of online data entry jobs available in the Internet. Unfortunately, not all of them are genuine and legitimate. In fact, there is now a growing misconception that online data entry jobs are purely scams, due to the many occurrences of fraud in this online industry. However, you should take note that this kind of work from home opportunity still exist. Finding one is just a matter of knowing where to look.

Before moving on to tips on finding legitimate sites, you should bear in mind that online data entry is a job, and not merely an income opportunity. You can not realistically expect to get hundreds of dollars a day, unless you work round the clock to get as much amount. This is true for most online jobs, so you probably know by now what you should expect.

Date entry today involves preparation of reports, correspondence, databases, records, lists, transcriptions, and correspondence for various industries, both online and offline. It can also mean submitting ads to major sites such as Yahoo or Google targeted to clients who are searching for the content. Companies usually pay through payment channels such as ClickBank or PayPal, and will cost you some money to join.

If you are looking for online data entry jobs, you will most likely encounter the dilemma of paying sites to get you the job you want. It is true how most sites now require you to pay some sign up fees, making it difficult to recognize a legitimate online data entry site from a fraud-filled one. Your best shot at avoiding scams is to check with the BBB or the FTC for the legitimacy of the site you want to join. You can also look through consumer protection sites and anti-fraud sites widely available in the Internet. Better yet, try to join online forums and communities and learn from others who have tried different sites themselves. It is safest to go for data entry sites which offer money back guarantees just in case the unexpected happens.



There are a good number of online data entry jobs available in the Internet. However, there are just as much people who would like to do these jobs as well. Finding a legitimate site is then only half the story, the other half will depend largely on your own effort to market yourself and to draw potential clients to hire you. Make sure you have a competitive resume and cover letter that will set you one step ahead than all other applicants. It would help if you have previous experience, but the enthusiasm and dedication you present may sometimes be worth more than any resume.

There are more and more companies which are outsourcing data entry jobs. It may take some time and a lot of research to look for a legitimate online data entry job, but the potential rewards of finally landing in one will surely be worth every effort you exert now.

Interested in earning money online through online data entry? We can help you get

Article source: http://ezinearticles.com/?Finding-a-Legitimate-Online-Data-Entry-Job&id=908083

Five High-Paying Work at home opportunities in Two Years or Less

Do you feel that lack/absence of bachelors degree at your resumeis forcing you to settle for a less paying job OR your unability to give woth during 9 to 5 office hours or lack to time i.e. devote full 8 to 10 hours at job is making you spend life in less money then here comes this article for you with top 5 work at home opportunities that you can opt for without the need of any high profile degrees or devote full time for earning handsome money. Here you cn eran good money in less than a year or two.
Check out these five high-paying work at home opportunities - no bachelor's degree required!
1. Dental Hygienist
Employment as a dental hygienist is expected to grow much faster than average for all occupations through 2014 and is ranked among Bureau of Labor Statistics' list as the fastest-growing occupations.
Median annual earnings: $58,350.
2. Fashion Designer
A very creative field with lots of opportunities for youngsters and house wives Fashion designers usually hold at least a two-year associate degree in Fashion design of related course. They must be knowledgeable about textiles, ornamentation, fabrics, and fashion trends, and exhibit communication and presentation skills, problem-solving abilities, and the willingness to work and travel to trade and fashion shows.
Median annual earnings: $55,840.
3. Diagnostic Medical Sonographer
Medical sonographers can specialize in obstetrics and gynecology, abdominal or breast sonography, or neurosonography.
A strong background in math and science is recommended, as associate degree coursework will include anatomy, physics, and physiology. A good bedside manner enables the sonographer to explain complex procedures to patients and reassure those who fear the health matters the testing may reveal.
Median annual earnings: $52,490.
4. Forensic Science Technician
You've seen the TV shows -- these professionals collect and analyze physical evidence and document laboratory methods and findings. Computer skills and attention to detail are crucial as collection and processing of materials must be spot-on to safeguard evidence.
Median annual earnings: $44,010.
5. Paralegal
Lawyers assume ultimate responsibility for legal work, but they often delegate tasks to paralegals, also called legal assistants. Paralegals help prepare for trials, hearings, and meetings; investigate facts; identify appropriate laws and decisions; and, after analyzing and organizing information, prepare and present reports of their findings.
Median annual earnings: $39,130.

One million job vaccancies to be filled up in 2008 in India

One million job vacancies to be filled up in 2008 in India - Yes its true a great news for freshers to be passed out mid this year and all job professionals looking for a change. According to ASA a leading HR consultancy firm has predicted over one million new jobs in India thus there will be 3% increase in jobs this year.



Good news for people studying or working inhospitality sector, the largest part of theses job vacancies will be in hospitality sector. Hospitality sector in growing very fast in India with the increase of tourists visiting India. As high as 450000 jobs are expected to be filled in hospitality sector. Good luck for all in this sector. According to recent news and business deals we can see chain of 40 international brand hotels in India by 2011.



Information technology (IT software, web design, website marketing, search engine optimization)and ITES will remain one of the leading job providers. Health sector is also expected to see a good number of job vacancies in 2008.

Even surveys say a good number of people are undertaking work at home jobs in India and work from home trend will also increase 2008 with earn from home opportunities are still in infancy in India with few websites offering work from home jobs online , paid surveys online, freelance jobs etc.

I also wish with banking sector increasing in India lots of private and government banks are making business deals with corporate giants will Payday loans will be there in India soon

Source: Yahoo News